Demand Readiness
Case Evaluation Memorandum
Prepared for Sarah, Esq. · June 2026 · Not ready: blocking records and bills outstanding
Angela Reed: Premises Liability in Davidson County, TN. On November 4, 2025, Ms. Reed slipped on an unmarked wet floor in a MetroMart store aisle and fell. Coverage is ample; value depends on completing the record. Knee MRI report and PT billing ledger are still outstanding.
On November 4, 2025, Ms. Reed slipped on an unmarked wet floor in a MetroMart store aisle and fell. There was no warning cone. The store incident report and surveillance footage are in the file. This draft is directed to Travelers as the general-liability carrier for MetroMart under a $1,000,000 per-occurrence policy. Premises cases turn on notice. The video and the incident report are why this claim is presented against the store. We are not asking Travelers to accept a theory that is not on the footage.
Range is preliminary and widens because the knee MRI report and PT ledger are outstanding and a 64-day treatment gap needs explanation. Value should firm up once the record is complete.
Hold the demand until the knee MRI report and Premier PT ledger arrive and the treatment gap is documented. Then reassess; ample Travelers coverage means the record, not the limit, drives value.