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Demand Readiness
Case Evaluation Memorandum
Prepared for Sarah, Esq. · June 2026 · Not ready: blocking records and bills outstanding
Angela Reed: Premises Liability in Davidson County, TN. On November 4, 2025, Ms. Reed slipped and fell on a wet floor in an aisle of a MetroMart store. Coverage is ample; value depends on completing the record. Knee MRI report and PT billing ledger are still outstanding.
On November 4, 2025, Ms. Reed slipped and fell on a wet floor in an aisle of a MetroMart store. No cone or sign warned of the hazard. MetroMart owed Ms. Reed, its customer, a duty to exercise reasonable care to keep its aisles safe and to remove or warn of dangerous conditions it knew about or should have discovered. Blair v. West Town Mall, 130 S.W.3d 761 (Tenn. 2004). MetroMart’s own incident report and surveillance footage document the fall and the unmarked floor.
Range is preliminary and widens because the knee MRI report and PT ledger are outstanding and a 64-day treatment gap needs explanation. Value should firm up once the record is complete.
Hold the demand until the knee MRI report and Premier PT ledger arrive and the treatment gap is documented. Then reassess; ample Travelers coverage means the record, not the limit, drives value.