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Case Evaluation Memorandum

Angela Reed v. MetroMart

Prepared for Sarah, Esq. · June 2026 · Not ready: blocking records and bills outstanding

Preliminary internal work product assembled from the case file to support attorney evaluation. Not a settlement valuation, not legal advice, and not for transmission. Attorney judgment required.

Executive Summary

Angela Reed: Premises Liability in Davidson County, TN. On November 4, 2025, Ms. Reed slipped on an unmarked wet floor in a MetroMart store aisle and fell. Coverage is ample; value depends on completing the record. Knee MRI report and PT billing ledger are still outstanding.

Liability Assessment

Liability: Moderate

On November 4, 2025, Ms. Reed slipped on an unmarked wet floor in a MetroMart store aisle and fell. The store incident report and surveillance footage establish a hazardous condition the store created and failed to remedy or warn against.

Preliminary Valuation

$45,000 – $85,000

Range is preliminary and widens because the knee MRI report and PT ledger are outstanding and a 64-day treatment gap needs explanation. Value should firm up once the record is complete.

Damages Model

Medical specials (documented)3 providers

$19,800

General damages (pain & suffering)Preliminary; supported by objective findings

$25,200 – $65,200

Policy limitsTravelers

$1,000,000 GL

Strengths

Treatment is documented and source-linked.

Risks & Open Issues

64-day gap between the ER visit (Nov 4) and the first physical therapy session (Jan 15).

Knee MRI report missing

Premier PT billing ledger missing

Recommendation

Hold the demand until the knee MRI report and Premier PT ledger arrive and the treatment gap is documented. Then reassess; ample Travelers coverage means the record, not the limit, drives value.

Knee MRI report missing

Premier PT billing ledger missing

Lost wages employer letter

Client impact questionnaire

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