Arbor AI · Case Intelligence for Personal Injury Firms

Overview Medical Timeline Red Flags Demand Builder Memorandum Ask Arbor

Demand Readiness

42%

Open Blockers

Missing Records

Red Flags

Insurance & Coverage

Carrier

Progressive

Coverage type

Personal auto: bodily injury liability

Policy limits

$25,000 per person / $50,000 per accident

Claim number

PG-55-20831

Adjuster

M. Alvarez (Progressive)

Adjuster contact

(615) 555-0166 · malvarez@example-progressive.com

Client UM/UIM

$25,000 UM/UIM: confirm and preserve before settling

Demand status

Not sent: confirm limits, then evaluate a time-limited demand

Coverage posture

Known specials ($31,000) already exceed the $25K per-person limit. Strong candidate for a time-limited policy-limits demand once records are complete.

Demand Readiness

1 ready sections · 1 unresolved blockers

42%

Liability SummaryPolice report, fault assigned to defendantComplete Medical RecordsRecords requested; awaiting providersIncomplete Medical BillsPartial bills; $31k known to dateIncomplete Liens / SubrogationNot yet startedPending Lost WagesWage-loss documentation neededMissing Client ImpactQuestionnaire sentPending Red FlagsPolicy limits likely exceededReview Needed Demand DraftBlocked on records + limitsNot Ready

Valuation & StrengthInformational

Case strength5.3 / 10

Preliminary evaluation range

$25,000 – $25,000

Known specials ($31,000) already exceed the $25,000 per-person limit. This is a policy-limits matter; the realistic recovery from the at-fault carrier is the $25,000 limit, with UM/UIM to be evaluated above it.

SOLSOL 198d

Internal evaluation aid based on the current sample record. Not a prediction, settlement valuation, or legal advice.

Next up

1 ready sections · 1 unresolved blockers

Next:Medical Records

AI Findings Requiring Review

Policy limits likely exceededHigh

$25,000 BI limits against $31,000 in known medicals, evaluate a time-limited policy-limits demand.

Coverage review

Prior lumbar treatment notedMedium

Intake references 2024 lower-back care; confirm against prior records before demand.

Intake, p. 2

Provider records outstandingMedium

Direct Care Clinic and Tennessee Spine records requested but not yet received.

Records status

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Devon Smith v. Green Courier

Insurance & Coverage

Demand Readiness

AI Findings Requiring Review

Devon Smith v. Green Courier

Insurance & Coverage

Demand Readiness

AI Findings Requiring Review