Arbor AI · Case Intelligence for Personal Injury Firms

Overview Medical Timeline Red Flags Demand Builder Memorandum Ask Arbor

Demand Readiness

78%

Open Blockers

Missing Records

Red Flags

Insurance & Coverage

Carrier

State Farm

Coverage type

Personal auto: bodily injury liability

Policy limits

$50,000 per person / $100,000 per accident

Claim number

48-K1192

Adjuster

D. Whitfield

Adjuster contact

(615) 555-0143 · dwhitfield@example-statefarm.com

Client UM/UIM

$50,000 UM/UIM (confirmed, stacked)

Demand status

Not yet sent: bills and lien reconciliation in progress

Coverage posture

Known specials ($38,420) are approaching the $50K per-person limit: evaluate a policy-limits posture as bills finalize.

Demand Readiness

1 ready sections · 2 unresolved blockers

78%

Liability SummaryPolice report uploadedComplete Medical Records486 pages processedReview Needed Medical BillsMetro PT bill missingIncomplete Liens / SubrogationHealth plan lien unconfirmedPending Lost WagesEmployer letter neededMissing Client ImpactQuestionnaire not completedMissing Red FlagsPrior neck complaint foundReview Needed Demand DraftWaiting on attorney-approved factsNot Ready

Valuation & StrengthInformational

Case strength7.4 / 10

Preliminary evaluation range

$70,000 – $110,000

Specials of $38,420 against a $50,000 per-person limit. Soft-tissue-plus injuries with injection therapy support a value that likely reaches the policy limit; UM/UIM may be available above it.

SOLSOL 236d

Internal evaluation aid based on the current sample record. Not a prediction, settlement valuation, or legal advice.

Next up

1 ready sections · 2 unresolved blockers

Next:Medical Records

AI Findings Requiring Review

Prior same-body-part injury foundMedium

2023 County Ortho record mentions neck pain after prior MVA.

County Ortho, p. 42

Treatment gap detectedMedium

No treatment found between Apr 16 and Jun 2.

Timeline gap

MRI referenced but missingHigh

PT note says "MRI reviewed," but imaging report is not in file.

Metro PT, p. 141

Records without billsMedium

Metro PT records received, no matching bill uploaded.

Records/Bills reconciliation

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Maria Lopez v. David Chen

Insurance & Coverage

Demand Readiness

AI Findings Requiring Review

Maria Lopez v. David Chen

Insurance & Coverage

Demand Readiness

AI Findings Requiring Review