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Case Evaluation Memorandum

Naomi Okafor v. Sunrise Freight

Prepared for Sarah, Esq. · June 2026 · Settled; file closed.

Preliminary internal work product assembled from the case file to support attorney evaluation. Not a settlement valuation, not legal advice, and not for transmission. Attorney judgment required.

Executive Summary

Naomi Okafor: Auto Collision in Shelby County, TN. On September 2, 2025, a Sunrise Freight commercial truck failed to yield and struck Ms. Okafor’s vehicle. Resolved. A traumatic brain and spine case against a $1M commercial policy settled for $310,000; liens were paid and the file is closed.

Liability Assessment

Liability: Strong

On September 2, 2025, a Sunrise Freight commercial truck failed to yield and struck Ms. Okafor’s vehicle. The carrier accepted liability. Fault was not contested.

Preliminary Valuation

$310,000 – $310,000

Resolved. A traumatic brain injury and lumbar disc protrusion with accepted liability under a $1,000,000 commercial policy settled for $310,000.

Damages Model

Medical specials (documented)3 providers

$76,000

General damages (pain & suffering)Preliminary; supported by objective findings

$234,000 – $234,000

Policy limitsZurich (Sunrise Freight motor carrier)

$1,000,000 BI

Status

Settled: $310,000

Strengths

Liability is well supported by the file.

No open causation red flags.

8 of 8 workup items are complete.

Risks & Open Issues

No material risks identified on the current record.

Recommendation

No further action. The matter settled for $310,000, liens were resolved at disbursement, and the file is closed. Retained as a comparable for future TBI/spine valuations.

Settled for $310,000: disbursement complete

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