Demand Readiness
Case Evaluation Memorandum
Prepared for Sarah, Esq. · June 2026 · Client still treating; demand not started.
Priya Nair: Auto Collision in Davidson County, TN. On May 20, 2026, Mr. Holloway ran a stop sign and struck the side of Ms. Nair’s vehicle in the intersection. Early-stage matter with ample coverage headroom. Value will firm up as treatment completes; no policy-limits concern yet.
On May 20, 2026, Mr. Holloway ran a stop sign and struck the side of Ms. Nair’s vehicle in the intersection. The investigating officer found Mr. Holloway at fault. Tennessee law required Mr. Holloway to obey the stop sign. Tenn. Code Ann. § 55-8-109(a). His failure to do so is negligence per se. Whaley v. Perkins, 197 S.W.3d 665 (Tenn. 2006). Ms. Nair did nothing to contribute to the collision.
Preliminary. Client is still treating, so specials are incomplete. Coverage ($50,000) is not a constraint at this stage; value will firm up at maximum medical improvement.
Do not demand yet. Keep the treatment record current, obtain wage-loss verification, and reassess value once the client reaches maximum medical improvement.