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Demand Readiness
Case Evaluation Memorandum
Prepared for Sarah, Esq. · June 2026 · Client still treating; demand not started.
Priya Nair: Auto Collision in Davidson County, TN. On May 20, 2026, Mr. Holloway disregarded a stop sign and struck Ms. Nair’s vehicle in the intersection. Early-stage matter with ample coverage headroom. Value will firm up as treatment completes; no policy-limits concern yet.
On May 20, 2026, Mr. Holloway disregarded a stop sign and struck Ms. Nair’s vehicle in the intersection. The investigating officer assigned fault to Mr. Holloway. This draft is directed to Allstate as Mr. Holloway’s liability carrier under a $50,000 per-person bodily-injury limit. Ms. Nair also carries $50,000 in UM/UIM, which we will preserve. A stop-sign violation into an occupied intersection is not a comparative-fault fight. The question on this file is not liability. It is when treatment ends.
Preliminary. Client is still treating, so specials are incomplete. Coverage ($50,000) is not a constraint at this stage; value will firm up at maximum medical improvement.
Do not demand yet. Keep the treatment record current, obtain wage-loss verification, and reassess value once the client reaches maximum medical improvement.